The 10 Hellish Warning Signs Before a Cashflow Crisis
Over 10,000 businesses closed across NZ & Australia in the last 18 months alone.
The truth is: Most businesses don’t fail overnight. They crumble slowly.
Cashflow problems don’t usually come with a loud alarm bell. They show up as small, everyday struggles… until suddenly, it’s too late.
The truth is, before a business collapses it gives off clear warning signs — if you know what to look for.
Here are the 10 warning signs business owners report to have experienced leading up to their closures.
While you read, keep track of how many apply to your business today:
01 Feeling Totally Confused and Overwhelmed by Your Accounting Reports
02 Trying to Earn as Much & Spend as Little as Possible, Hoping There’s Profit Left
03 Spending Hours Making Your Own Spreadsheets Trying to Figure It Out
04 Scared to Spend Money Because You Don’t Know What’s Yours
05 Feeling Like You Must Work Constantly, or the Business Will Fail
06 Losing Sleep Worrying About How You’ll Get Through a Tight Cashflow Season
07 Getting Dangerously Close to Zero, or Completely Running Out of Cash
08 Broken Trust with People Around You Who No Longer Believe You Have It Under Control
09 Avoiding Financial Conversations and Blaming Others for Your Struggles
10 Missing Opportunities Because You Don’t Have the Cashflow to Invest
If any of these resonate with you... it's time to walk towards the mess.
The Good News
Your business doesn’t have to live in financial chaos.
Young Business Winner Jonny Wilson has created a free online training that’s rapidly turning business finances around once and for all.
No coaching programs, no expensive softwares, no hiring extra help... and no ugly spreadsheets.
The system is exploding all over the world because it’s an all-new approach—radically different to anything business owners have ever tried—and it finally lets them manage money in the way they actually think.
Simple. Visual. Fast.
This is the same system that has helped thousands of business owners worldwide go from sleepless nights and scary bank balances to complete cashflow confidence—often in less than 30 minutes a month.
Scroll down to see how it works - it's completely free!
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Let’s be real:
You’re sick of lying awake at night, wondering if you’ll make payroll, cover the tax bill, or survive the next big expense.
Your reports look “profitable” one minute, then you’re panicking over an empty bank account the next.
Spreadsheets eat your time, budgets never match reality, and meetings with your accountant just leave you more confused.
Until now...
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The 'Fix my Finances' 5-Day Challenge
takes your finances from confusing and stressful to clear and in control...
No more guessing, no more gambling. You’ll finally know with certainty what you can (and can’t) afford—so you can stop stressing over bills and payroll, and confidently make financial decisions in less than 30 minutes a month.
Here’s what you’ll walk away with:
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Cashflow visuals so simple you’ll wonder why no one showed you this before.
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The 6-step routine that keeps you in control—so you never get blindsided by cashflow again.
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The “runway number” that tells you exactly how long your business could survive if income stopped tomorrow.
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The 10-minute budget hack that finally shows what’s truly safe to spend (even if you’ve failed at budgeting before).
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The crystal ball tool that lets you test a big hire, loan, or purchase before you risk a single dollar.
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Profit predictors that reveal if you’re really growing—or quietly drifting toward trouble.
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Here's a sneak peek at the
Challenge Breakdown
Day 1:
[20–30 min]
The Lightbulb Moment
Do: Connect Xero, see live Runway + Safe-to-Spend.
You Get: Clear dashboards of your business finances you can read at a glance.
Day 2:
[15–20 min]
10-Minute Budget Hack
Do: Set targets, tax buckets, and accuracy tracking.
You Get: A Safe-to-Spend number you can trust.
Day 3:
[15–20 min]
The 6-Step Monthly Routine
Do: Install the checklist that prevents cash crunches.
You Get: A 1-page routine + next review date on your calendar.
Day 4:
[10–15 min]
The Crystal Ball Decision Tool
Do: Test a hire, equipment purchase, or loan before risking a dollar.
You Get: Green/Red decision with cash impact by week/month.
Day 5:
[15–20 min]
Lock It In
Do: Set alerts, finalize targets, schedule your monthly ritual.
You Get: A 1-page routine + next review date on your calendar.
How the Challenge Works:
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Every day you’ll get an email with a link to a short video lesson.
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This lesson lines up with your 'Fix my Finances' Challenge Workbook
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A simple daily action step [takes 10-20 mins]
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Private community with dedicated support & other business owners.
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In just 5 days, you’ll have completely transformed the way you manage your business finances.
Remember: You can walk through over 5-days, or binge the whole challenge in one sitting. It’s up to you!
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This challenge is
perfect for you if...
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Money Feels Like a Mystery
Cash comes in, cash goes out… but you’re never quite sure where it goes. This gives you a simple, visual way to finally see it clearly.
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Budgets Never Work for You
If budgets feel boring, confusing, or pointless—this flips it on its head. Quick, visual, and actually fun—so you’ll always know what’s safe to spend.
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Big Ideas, Stuck by Cash Flow
You’ve got growth goals, but cash holds you back. With this system, you’ll know exactly when it’s safe to hire, invest, or take the leap.
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Want Financial Peace of Mind
No more awkward chats with your partner or team. You’ll finally have a crystal-clear picture everyone can trust.
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Wish It Felt Like a Dashboard
Running your business should be as easy as reading car dials. This gives you simple indicators to know what’s working (and what’s not).
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You’re Busy [and Do not Want More Work]
This isn’t another time-suck. The system takes just minutes a month—giving you more clarity than hours of spreadsheets ever could.
Ready to Start the Challenge?
Frequently Asked Questions
