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Hello Cashflow for Business Owners

Profit looks fine.
Cash feels tight.
Here’s why.

Accounting reports don’t show the full financial story of your business.

Hello Cashflow shows you how money really moves through your business, not just profit on paper.
So you can see what’s tight, what’s improving, and what decisions you can make
without getting caught short.
  • ​Know what’s actually safe to spend – before you commit
  • See whether your business is genuinely improving – or just busy
  • ​Stop relying on reports that are already out of date
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Paid plans only | 30 day money back guaranteed* | Seamlessly integrates with: 

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The Real Problem

Most Business Owners don’t Lack Effort,
They Lack Visibility

Hello Cashflow exists for moments like this, so you can see what’s safe, what’s risky, and what to do next.

“Can I afford to hire right now?”

“Why am I stressed when profit looks fine?”

“Is it safe to pay myself more?”

“Which months do i need to be extra careful?”

“Is my business actually improving?”

“What part of the business is dragging us down?”

How Hello Cashflow Helps

Designed for Real Business Owners

Everything in Hello Cashflow is built to be fast, visual, and connected, so you can spend less time managing numbers and more time running your business.

Easy to Understand

You don’t need a finance background to use Hello Cashflow.


Everything is visual, clearly labelled, and designed so you can understand what’s going on in minutes, not hours.

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Slide to see how your financial reports look in Hello Cashflow.

Always Up to Date

Hello Cashflow connects directly to your accounting software, so your numbers stay current without manual updates, exports, or spreadsheet maintenance.

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Hello Cashflow works best with 2 years of financial data

Keeps Getting More Useful

Hello Cashflow is actively being built around real business needs: adding new tools, reports, and guidance as owners face new decisions and moments.

You start with clarity today, and unlock more support over time.

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*Feature launching mid-february 2026
Hello Cashflow in Action

What This Looks Like in Practice

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Meet James. He runs a local gym.
Profitable on paper.

Constantly stressed about cash.

 

James avoided his numbers.
Not because they were bad — but because he didn’t know what they’d say.

​​

When he finally looked, profit showed $57k.
The business was profitable.

But cash told a different story.

Hello Cashflow showed him, the cash coming in was only $2,404 higher than cash going out on average per month.
His bank balance dipped into overdraft 5 months of the year.
One upcoming month would push him past the limit.

This is why he always felt on edge, even when advisors said he was “doing fine.” The stress finally made sense.

*Name and numbers changed. Based on real customer situations.

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He asks himself, can I afford to pay myself more?

 

James’ real worry wasn’t growth – it was his mortgage.

He was considering taking on another job just to feel safe.

Instead, he set a simple target:
10% higher owner pay within 8 months.

 

Hello Cashflow showed him the gap 
and turned it into something tangible:

  • save $1,866/month

  • earn $3,071/month more

 

When he connected this to customer numbers, he realised something confronting:

 

He was subsidising his clients.

That reframed pricing completely and turned a vague hope into a clear, achievable goal his business could actually support.

James didn’t have to guess anymore.
He knew exactly what he was aiming for and whether his books showed him getting closer to it or not.

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He wonders if his next business opportunity will breakeven.

 

When the space next door became available, James wanted to act quick but he didn’t want to gamble.

He modelled the decision against his actual numbers:

  • setup costs

  • class numbers

  • pricing

  • timing

 

The answer was clear:

  • break-even in 8 months

  • too much strain on cash without a loan

 

So he didn’t rush.

He tested a few options, shared it with his co-owner, and knew exactly what conditions would make the decision safe.

 

Opportunity stopped feeling risky, it became measurable

 

James didn’t become more 'financial'
He just finally understood the money moving through his business.

Who Hello Cashflow Is Really For

Built for Owners Who Carry the Weight of the Business

If this sounds like you, you’ll feel at home here.

Hello Cashflow is not for you if…

You want detailed compliance reports

You enjoy building and maintaining spreadsheets

You’re looking for tools built mainly for accountants or advisors

You only check finances once or twice a year

You’re not responsible for financial decisions

You’re very early stage and don’t yet have much trading history in Xero or QuickBooks.

Hello Cashflow is for you if…

You’re the one lying awake thinking about payroll, tax, rent, or repayments

You make real decisions about hiring, pricing, growth, or paying yourself

You want to know what’s safe before you commit

You don’t want to “learn finance”, you want clear answers

You run your business day to day and need clarity quickly, not quarterly

Testimonials

Why do our Clients Love Hello Cashflow? 

Success Story

Kelly was struggling with cashflow for years but then this one simple tool changed her business for good.

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Kelly Kennedy

Music Studio Owner
Founder & Director

Coming Soon | Mid-February 

Check the financial health of my business

In a snapshot, you see whether your business is:
 

  • Cash positive or cash negative

  • Profitable or unprofitable

  • Solvent or at risk


Then understand the direction it’s heading and which part of your business is improving or getting worse, so you know exactly where to focus next.

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Set up Hello Cashflow in Minutes

Know Where You Stand
Then Decide What to Do Next

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